Estate planning is a selfless act. Although we derive benefit from knowing that our family will be cared for, it is the future provision for our loved ones that matters the most. When it comes to planning for children, we have to consider many uncertain variables, all with equal possibility of coming into existence many years after we are gone. For these reasons, it is important to consider incapacity, divorce, bankruptcy and death not only for ourselves, but for our children, and any other potential beneficiaries.



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