by Chad Cardwell | Feb 19, 2018 | All
When your clients think of February, most of them may not envision warm, sandy beaches and tropical breezes, although many of them may wish to be in such a place when the temperature dips below freezing. Timeshare companies know all too well that when the temperatures... by Chad Cardwell | Jan 12, 2018 | All
As we begin a new year, there are several important needs your clients have related to estate planning that remain constant, regardless of the new year and the new laws. Often new clients come to me and say “I have been meaning to do this,” or “we’ve put this off for... by Chad Cardwell | Nov 15, 2017 | All
As I was driving to work recently, I noticed a vehicle with a vanity license plate. The license plate clearly identified the owner of the vehicle as a doctor. While there certainly are different types of doctors, I would imagine that the average person presumes a... by Chad Cardwell | Oct 10, 2017 | All
As we enter the Halloween season, I will share with you a true, scary story. Several weeks ago, a Financial Advisor called me to ask my help for his client. His client has an elderly mother living on her own, with the assistance of a caregiver. The Client was... by Chad Cardwell | Aug 11, 2017 | All
Benefit: Reduce or Eliminate the Time and Cost of Probate Adding or updating beneficiary designations is one of the easiest estate planning tools available. In an effort to reduce or eliminate the time and cost of probate, clients can add beneficiary designations to... by Chad Cardwell | Jul 18, 2017 | All
I extend a special thank you to my former professor at the University of Miami School of Law, attorney Martin Shenkman (http://shenkmanlaw.com/), for authoring this Estate Plan Annual Review worksheet. I encourage financial advisors to add these important areas of... by Chad Cardwell | Jun 14, 2017 | All, Uncategorized
At some point we all have heard a child exclaim “that’s not fair!” When asked why something is unfair, the explanation usually has something to do with the outcome being unequal. Children learn from a very early age that the terms equality and fairness are... by Chad Cardwell | May 11, 2017 | All
Bon Voyage! Or is it? Although the official first day of summer is not until June 21, May marks the beginning of summer for millions of school children across the country. Summer break also means summer vacation, and vacations require planning. As parents are... by Chad Cardwell | Apr 11, 2017 | All
The benefits of including loved ones in the planning process have been discussed in a previous post. Here we will continue that conversation and discuss the benefits of clients introducing their children to their advisors, as well as clients introducing their various... by Chad Cardwell | Mar 14, 2017 | All
All too often people neglect to plan their estates properly, and instead rely on their loved ones to “know” what to do after death. People hope for the best, and believe what they want to happen will happen. However, most will pass away without the certainty of...